California Nursing Home Administrator License Practice Exam

What is a requirement for assisted living facilities regarding liability insurance?

1. maintain liability insurance at all times

2. maintain liability insurance only when pending claims are filed

3. maintain liability insurance only when residents request it

4. maintain liability insurance if cited for repeat uncorrected class III violations

The correct answer is: maintain liability insurance at all times

Assisted living facilities are required to maintain liability insurance at all times to protect both the residents and the facility itself. This insurance serves as a safeguard against claims that may arise due to accidents, injuries, or other incidents occurring within the facility. By having continuous liability coverage, the facility demonstrates its commitment to providing a safe environment for residents, as well as ensuring that there are adequate resources available to address potential legal challenges. This requirement is a fundamental aspect of operational standards within the assisted living industry, emphasizing the importance of accountability and protection for all parties involved.